NaijaCoop is designed so that any executive committee can set up and run their cooperative digitally.
Sign up with your cooperative's name, RC number (if registered) and your details. Choose a plan — the Starter plan is free.
Default savings types and a loan product are created for you. Tweak interest rates, minimums and tenures to match your by-laws.
Share your unique join code (e.g. SUNRISE1) or send email invites. Members register themselves with their own accounts.
Approve pending members. They can immediately start saving via Paystack and apply for loans.
Log in to a personal dashboard showing savings balance, recent transactions, active loans and announcements. Deposit savings in seconds with Paystack (card, transfer or USSD). Apply for loans and repay installments online.
A command center with member directory, pending approvals, savings management, loan workflow (approve → disburse → track repayments), withdrawal payouts, announcements, invites, reports and billing.
NaijaCoop is fully integrated with Paystack: initialize → checkout → verify + webhook. Payments are idempotent (never double-credited), logged and reconcilable.
It handles the heavy lifting—from instant member onboarding and automated contribution tracking to real-time loan approvals. Eliminate paperwork, reduce administrative friction, and deliver financial services with total ease and speed.
Create your cooperative and invite your first members — it takes less than 5 minutes.
Create your cooperative
NaijaCoop
Digital cooperative banking & management for Nigerian cooperatives Built for cooperatives, ESAs and thrift groups across Nigeria.